Before customers take the keys to their new Ford, it's essential to figure out the right payment plan. Do you want to buy or lease a new Ford? What type of interest rate can you get on a new or used auto loan? These are questions the helpful experts at the Legacy Ford finance center can answer.
Our Ford finance team in La Grande, OR loves helping all Oregon customers, no matter what budget or credit score they come to us with. Our main goal is 100 percent credit pre-approval, so we can hand you the keys to your dream car. Picking out your payment plan is simple when relying on the Legacy Ford finance center.
Financing & Leasing: Two Convenient Options for Oregon Shoppers
Find a new Ford F-150 or Ford Explorer that you love? The next step for North Powder shoppers is deciding whether to buy or lease their new Ford. Sit down with our Ford financial gurus in La Grande, OR to discuss a payment plan.
Benefits of Buying & Financing & What This Payment Method Entails
Financing is a flexible option for Pendleton customers purchasing a new or pre-owned car. Financing a Ford is the pathway to ownership, as you build equity in the vehicle and have the freedom to personalize and drive for years to come on your own terms.
The Legacy Ford finance center works with a network of Oregon financial institutions to provide an auto loan with the lowest interest rate you're eligible to receive. The monthly payment is calculated by principal balance and accrued interest divided by the loan's term length (usually 48-72 months). Financing a new Ford or used vehicle from our La Grande, OR dealership offers the following advantages:
- Fixed monthly payments with low interest rates
- The new Ford or pre-owned vehicle is 100% owned by you after the loan's balance is paid in full
- Build equity in your Ford
- Opportunity for Oregon drivers to build their credit score
- Freedom to customize your Ford
- Sell your car whenever you like
- Drive an unlimited number of miles
Advantages of Leasing & How Ford Lease Deals Work
La Grande customers may be interested in leasing if they want to take a new Ford for a trial run or soak in the latest features at a lower price. A leasing payment is similar to a rent payment. No ownership is involved and the Ford must be kept in good condition without exceeding mileage or wear and tear limits. Most Ford lease deals expire within 24 to 48 months, offering Oregon drivers the freedom to upgrade to the latest models. Elgin drivers can enjoy the following Ford leasing benefits:
- Lower monthly payments - paying only for the Ford's depreciation value throughout the lease
- Drive the newest Ford models with up-to-date features
- Little to no down payment
- Minimal repairs, low maintenance costs, and factory warranties

Finance Products
- GAP Insurance
- Extended Service Contract
- Extended Maintenance Plans
- Touch of Class Paint Sealer
100% Credit Pre-Approval Is Our Goal in La Grande, OR
Both financing and leasing are easy with the help of our Ford finance center. Union customers can tell us about their budget and driving plans, so we can help them decide if financing or leasing works better for them.
After picking out your new or used Ford, fill out our online finance application to pre-qualify for a low-interest auto loan. Our Ford finance center has the ambitious goal of 100 percent credit pre-approval.
We're here to help any Oregon driver. Come to us if you have good credit, poor credit, or no credit. We want to help find an affordable payment plan for your new or used Ford! No matter what your credit status may be, the Legacy Ford finance center's goal remains the same: "Get. You. Approved."
Contact Us
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Legacy Ford
2906 Island Ave.
La Grande, OR 97850
- Sales: 541-663-8195